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A safe and profitable way to invest your money

Treasury bonds

Ask for an offer

Michael / Ström Dom Maklerski S.A. offers the possibility to purchase treasury bonds and bonds with the State Treasury guarantee in the secondary market.

These bonds are intended for all investors - both entrepreneurs and individuals.

Treasury bonds are a simple form of investing money in securities issued by the State Treasury.

Michael / Ström Dom Maklerski / Individual Clients / Treasury bonds
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Our offer of treasury bonds and bonds guaranteed by the State Treasury

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minimum investment amount from PLN 1 million

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current yield 3.5% - 4%* respectively

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relatively short maturity (6-9 months)

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If you are interested in our offer, please contact our Adviser or fill in the contact form.

*Investing in financial instruments involves a number of risks characteristic of the securities market.

Advantages of investing in treasury bonds or bonds guaranteed by the State Treasury

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maximum security of the invested funds

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possible quick exit from the investment (2 working days)

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relatively high yield

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possibility to diversify the portfolio with safe assets

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wide range of available bonds

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possibility to choose the desired investment period - from a few months to 20 years

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Education

Bond types

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Zero coupon bonds (OK)

Bonds on which no interest is paid. The yield is the discount, i.e. the difference between the bond’s purchase price and its face value (PLN 1,000), i.e. the amount the investor receives on the redemption date. Zero-coupon bonds are issued with a maturity date of up to 2 years.

Fixed rate bonds (DS, WS)

Bonds with the same interest rate throughout the investment period. They generate a fixed income in the form of a coupon, i.e. interest calculated on their face value (PLN 1,000). The interest is paid out automatically once a year.

Floating rate bonds (WZ)

Bonds whose interest rate changes depending on the WIBOR 6M reference rate. The WIBOR 6M reference rate, on the other hand, changes when the National Bank of Poland raises or lowers interest rates. Interest on these bonds is paid every six months. The bonds’ denomination is PLN 1,000.

Inflation indexed bonds

Bonds with fixed interest rate (fixed coupon) whose face value changes depending on the inflation rate in Poland. On the redemption date, the investor receives the face value plus the amount corresponding to the inflation over the entire investment period. Interest on these bonds is paid once a year.

Bonds issued by Bank Gospodarstwa Krajowego (BGK) for the COVID-19 Response Fund (FCP)

Bonds with a structure analogous to fixed rate treasury bonds - they generate a fixed income in the form of a coupon, i.e. interest calculated on their face value of PLN 1,000. The interest is paid out once a year. The bonds are guaranteed by the State Treasury.

Polish Development Fund (PFR) bonds

Bonds with a structure analogous to fixed rate treasury bonds - they generate a fixed income in the form of a coupon, i.e. interest calculated on their face value. The interest is paid out once a year. The bonds are guaranteed by the State Treasury. The denomination of these bonds is PLN 1 million.

Buy treasury bonds via Michael / Ström Dom Maklerski S.A.

Why us?

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competitive price conditions

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transactions handled by brokers with many years of experience

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no additional commissions charged to our Clients

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possibility of direct contact with Brokers

How to purchase treasury bonds?

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open a securities account

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deposit funds in your brokerage account

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place an order to buy or sell bonds

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execute the order through a Broker

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Legal information

Risk overview

Zero coupon bonds (OK)

Bonds on which no interest is paid. The yield is the discount, i.e. the difference between the bond’s purchase price and its face value (PLN 1,000), i.e. the amount the investor receives on the redemption date. Zero-coupon bonds are issued with a maturity date of up to 2 years.

Interest rate risk

If interest rates rise or this is expected by investors in the future, fixed rate bond prices fall. If interest rates fall or this is expected by investors in the future, fixed rate bond prices rise. The risk arises if you hold bonds and want to sell them in the stock market before maturity.

Inflation risk

If inflation rises, already issued bonds become less attractive because inflation reduces the real rate of return on investment. Higher or lower inflation can affect the central bank’s interest rate decisions. Higher inflation can increase interest rates and lower inflation can lower them. In such cases, the price of bonds in the market changes similarly as described for the interest rate risk.

Market risk

The risk of volatility of bond prices in the market. It is related to the general investor sentiment prevailing in the market at any given time. As a result, market price of your bonds may be lower than what you paid for them. The risk arises if you hold bonds and want to sell them in the stock market before maturity.

Liquidity risk

No possibility to sell or buy bonds without adversely affecting their price. This is caused by a lack or insufficient volume of offers to buy or sell bonds on the stock exchange. In extreme cases, you may not be able to buy or sell bonds in the market before maturity.

Issuer risk

The issuer’s liquidity risk which may result in the delay or non-payment of interest. In extreme cases, the issuer may not return the invested money at the bond maturity.

Regulamin_swiadczenia_uslugi_maklerskiej_oferowania_instrumentow_finansowych.pdf

Regulamin_swiadczenia_uslug_maklerskich_doradztwa_dla_przedsiebiorstw.pdf

Regulamin_swiadczenia_uslugi_maklerskiej_sporzadzania_analiz.pdf

Regulamin_swiadczenia_uslug_maklerskich_przez_MSDM_obowiązuje_od_1_sierpnia_2021.pdf

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to find out what rights you have in connection with the processing of your personal data by Michael / Ström Dom Maklerski S.A.

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